Privacy Policy

Momentum Mortgage Group, LLC – Privacy Policy & GLBA Consumer Privacy Notice

Last Updated: September 15, 2025

Our Commitment to Your Privacy

At Momentum Mortgage Group, LLC (“Momentum Mortgage,” “we,” “us,” or “our”), your privacy is a top priority. We are a nationwide mortgage brokerage that connects clients with wholesale lenders to find competitive rates and loan options. Protecting your personal and financial information is both a legal obligation and a core value of our business.

This Privacy Policy combines:

1. Our GLBA-required Consumer Privacy Notice describing how we handle and share your personal information in connection with mortgage services; and

2. Our Website Privacy Policy describing online data collection, cookies, and marketing practices.

By using our services or website, you agree to the practices described in this policy.

GLBA Consumer Privacy Notice

FACTS: What Does Momentum Mortgage Group, LLC Do With Your Personal Information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

Social Security number and income

Credit history and credit scores

Employment information and property address

Assets, liabilities, and other financial information

How?

All financial companies need to share customers’ personal information to run their everyday business. Below we explain the reasons we share, whether we share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information

We may share your personal information for several purposes:

To Limit Our Sharing

For our everyday business purposes – This includes processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus. We do share your information for these purposes, and you cannot limit this sharing.

For our marketing purposes – We may use your information to offer our products and services to you. We do share for these purposes, and you have the right to limit this sharing.

For joint marketing with other financial companies – We may share your information with other financial companies to jointly market financial products or services. We do share for these purposes, and you can limit this sharing.

For our affiliates’ everyday business purposes – This includes sharing information about your transactions and experiences with companies related to us by common ownership or control. We do share for these purposes, and you may limit this sharing.

For our affiliates’ everyday business purposes – information about your creditworthiness – We do share for these purposes, and you can limit this sharing.

For our affiliates to market to you – We do share for these purposes, and you can limit this sharing.

For nonaffiliates to market to you – We do not share your personal information with nonaffiliated companies for their own marketing purposes.

Email: [email protected]

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Who We Are

Who is providing this notice?

Momentum Mortgage Group, LLC – a nationwide mortgage brokerage.

What We Do

How does Momentum Mortgage protect my personal information?

 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secure file storage, encryption of sensitive data, and restricted access to employees who need it to perform their job duties.

How does Momentum Mortgage protect my personal information?

 We collect your personal information, for example, when you:

○ Apply for a mortgage or request a pre-approval

○ Provide income, employment, and asset documentation

○ Authorize us to obtain your credit report

○ Provide contact information for communications
We also collect your information from others, such as credit bureaus, lenders, and other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

○ Sharing for affiliates’ everyday business purposes – information about your creditworthiness

○ Affiliates from using your information to market to you

○ Sharing for nonaffiliates to market to you

○ State laws and individual companies may give you additional rights to limit sharing. See below for your rights under state law.

Definitions

Affiliates: Companies related by common ownership or control, financial or nonfinancial. Our affiliates may include real estate, investment, and insurance companies.

Nonaffiliates:Companies not related by common ownership or control. We do not share with nonaffiliates for their marketing purposes.

Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our partners may include wholesale lenders and mortgage insurance providers.

Other Important Information

For Vermont, California, and other state residents: You may have additional privacy rights under state law. We will comply with state-specific requirements regarding sharing and marketing restrictions.

Website Privacy Policy & Online Data Practices

This section applies to visitors of our website and online services.

Information We Collect Online

We may collect:

Contact details you submit via forms

Loan inquiry details

IP address, device type, browser type

Usage data via cookies and tracking tools

How We Use This Information

Match you with suitable wholesale lenders

Respond to inquiries and provide quotes

Improve website functionality

Deliver targeted marketing and advertising

Text & SMS Marketing (TCPA Compliance)

If you opt in to receive marketing or promotional text messages from us, you consent to receive communications that may be sent using an automatic telephone dialing system or prerecorded voice. Message and data rates may apply. You can opt out at any time by replying STOP to any message or contacting us directly.

Push Notifications

If you consent to receive browser-based push notifications, we may process your IP address and location to send relevant updates and marketing messages. You can disable push notifications in your browser settings at any time.

Advertisements & Third-Party Ad Servers

We may partner with third parties to deliver targeted advertising. These providers may use cookies, pixels, and similar technologies to track your browsing activity and display relevant ads.

Tracking Technologies

We use cookies, pixels, and analytics tools (such as Google Analytics, Facebook Pixel, and others) to improve our services, measure performance, and deliver targeted advertising. You can manage your cookie preferences through your browser.

Surveys

We may offer voluntary surveys to improve our services. Participation is optional, and any personal information provided will be used in accordance with this policy.

Third-Party Links & Social Media Features

Our Site may include links to third-party websites, lender portals, or social media features (such as Facebook Like buttons). Your interactions with these features are governed by the privacy policies of the third parties providing them.

Children’s Privacy

Our services are not directed to individuals under 18. We do not knowingly collect personal information from children.

Removing Your Information / Data Retention

We retain your information as long as needed to provide services, comply with legal obligations, and maintain required business records. You may request removal of your information by contacting us at [email protected].

A2P 10DLC Compliance

Security

We use industry-standard safeguards to protect your personal information, including encryption and restricted access.

Momentum Mortgage Group (“we,” “us,” or “our”) is committed to maintaining compliance with the Application-to-Person (A2P) 10 Digit Long Code (10DLC) guidelines established by the Cellular Telecommunications Industry Association (CTIA) and other relevant regulatory bodies. This section of our privacy policy outlines our A2P 10DLC compliance practices, how we handle text messaging, and the rights and choices available to users.

A2P 10DLC Messaging

A2P 10DLC refers to the use of long phone numbers for Application-to-Person (A2P) messaging, including SMS and MMS, for business communications and marketing purposes. Momentum Mortgage Group may engage in A2P messaging for various purposes, including but not limited to:

1. Customer support and service notifications.

2. Marketing and promotional messages.

3. Transactional communications.

User Consent

Before sending A2P 10DLC messages to users, we ensure that we have obtained proper consent. Users have the option to opt in or opt out of receiving these messages at any time. Consent may be obtained through various methods, including but not limited to website forms, mobile app preferences, and other opt-in mechanisms.

Message Content

All A2P 10DLC messages sent by Momentum Mortgage Group will comply with CTIA guidelines and applicable regulations. Our messages are clear, transparent, and relevant to the user’s relationship with our business. If you have concerns about the content of our messages or wish to unsubscribe, please follow the instructions provided in the messages.

Data Privacy

Momentum Mortgage takes user privacy seriously. We do not share personal information with third parties for unsolicited marketing purposes without the user’s consent.

User Rights and Choices

As a user of our services, you have certain rights and choices regarding A2P 10DLC messages, including:

– The right to opt in or opt out of receiving A2P 10DLC messages.

– The right to access, correct, or delete your personal data.

– The right to file a complaint if you believe your rights have been violated.

No mobile information will be shared with third parties./affiliates for marketing/promotional purposes. Information sharing to subcontractors in support 

services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will 

not be shared with any third parties. 

To exercise these rights or make choices regarding A2P 10DLC messaging, please contact us at:

Momentum Mortgage Group

Email: [email protected]

Changes to this Section

We may update this A2P 10DLC Compliance Section to reflect changes in regulatory requirements or our business practices. Please check this section periodically for updates.

Effective Date

This A2P 10DLC Compliance Section was last updated on October 31, 2025.

Changes to This Policy

We may update or modify this Privacy Policy from time to time to reflect changes in our business practices, legal requirements, or other circumstances. If we make material changes to how we collect, use, or share your personal information, we will notify you by posting the updated policy on our website with a new “Last Updated” date. In certain cases, we may also notify you by email or other direct communication. We encourage you to review this Privacy Policy periodically so that you are aware of any updates. Your continued use of our services after changes have been posted will constitute your acceptance of the revised policy.

Contact Us

Momentum Mortgage Group, LLC
Email: [email protected]